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ANDRÉ CRAMER

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disruption

Must-Read Presentation: Mobile Is Eating the World (Benedict Evans)

In this update of his past presentations on Mobile Eating the World — delivered most recently at The Guardian’s Changing Media Summit — a16z’s Benedict Evans takes us through how technology is universal through mobile. How mobile is not a subset of the internet anymore. And how mobile (and accompanying trends of cloud and AI) is also driving new productivity tools.

In fact, mobile — which encompasses everything from drones to cars — is everything…

A great Article on Disrupting the Insurance Industry (Rob Moffat)

For most of 2015 I have been banging on about disrupting insurance (or Instech, if you like that kind of jargon). I’d like to use this blog post to talk about why I find it exciting.

1. Insurance is an enormous market

Life insurance premiums are $2.3 trillion globally. Non-life insurance premiums are $1.4 trillion globally. (both numbers are from 2012, from Mckinsey report linked to below). I don’t get to write the word trillion often when looking at market sizes.

Importantly for a European VC, Europe is a disproportionately large chunk of this, coming in at $700B of life and $400B of non-life . And London, as the place insurance was invested, remains its biggest global hub

2. Incumbents face a number of challenges

The insurance industry in Europe and the US is mostly composed today of large traditional insurers who have been operating for decades or centuries…

Source: Disrupting insurance — Medium

Great Research & Predictions on the technological Disruption of the Job Market(s): The Future of Jobs and Skills until 2020 Report (World Economic Forum)

The Fourth Industrial Revolution, combined with other socio-economic and demographic changes, will transform labour markets in the next five years, leading to a net loss of over 5 million jobs in 15 major developed and emerging economies

Geneva, Switzerland, 18 January 2016 – The Fourth Industrial Revolution, which includes developments in previously disjointed fields such as artificial intelligence and machine-learning, robotics, nanotechnology, 3-D printing, and genetics and biotechnology, will cause widespread disruption not only to business models but also to labour markets over the next five years, with enormous change predicted in the skill sets needed to thrive in the new landscape. This is the finding of a new report, The Future of Jobs, published today by the World Economic Forum…

Source: The Future of Jobs – Reports – World Economic Forum

2015 was a tipping point for six technologies that will change the world (Vivek Wadhwa)

Specifically love this here:

“Solar and wind capture are already advancing on exponential curves, installation rates regularly doubling and costs falling.  Even without the subsidies, the costs of U.S. solar installations could be halved by 2022, reducing the returns on investments in homes to less than four years.  By, 2030, solar capture could provide 100 percent of today’s energy; by 2035, it could be free—just as cell-phone calls are today.”

Source: 2015 was a tipping point for six technologies that will change the world | Vivek Wadhwa | LinkedIn

These Technologies Will Shift the Global Balance of Power in the Next 20 Years (Vivek Wadhwa)

Governments, businesses, and economists have all been caught off guard by the geopolitical shifts that happened with the crash of oil prices and the slowdown of China’s economy. Most believe that th

Source: These Technologies Will Shift the Global Balance of Power in the Next 20 Years – Singularity HUB

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