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Good Read, incl. lots of valuable Data Points: What will the Bank of the Future look like? (Taavet Hinrikus)

Lionel Barber, the editor of the FT, summed it up at Davos: “Nobody wants to be in banking, everyone wants to be in FinTech”. FinTech — or financial technology — has reached the mainstream, but what does this mean for the banks?

Source: What will the bank of the future look like? — TransferWise Ideas — Medium

Good FinTech Read: 8 Ways That The Blockchain Will Change Mobile Payments (John Rampton)

Two of the most interesting, and booming, developments in the payments industry are mobile payments and the rise of the blockchain. But, what happens when these two trends combine in order to make a more secure, speedy, and effective way to pay for goods and transfer funds?

Source: 8 Ways That The Blockchain Will Change Mobile Payments — Medium

Helpful List: 8 Trends in Mobile Payments You Need to Know About (John Rampton)

Checks and cash are relics in the payment industry. With an influx of alternatives and the steady climb in people using their smartphones to purchase goods and services, it’s clear that mobile payments will become the preferred payment method in the very near future…

Source: 8 Trends in Mobile Payments You Need to Know About — Medium

This is one impressive Stat: WeChat had more mobile transactions over just Chinese New Year than PayPal had during the entire Year of 2015 (The Drum)

The scale of social and messaging platforms in China is at its peak on Chinese New Year, as statistics on usage of platforms such as WeChat and Weibo reveal.

According to WeChat, owned by digital media business Tencent, 420 million people sent each other lucky money via the app’s payment service on the eve of Chinese New Year. According to WeChat, it has seen a total of 8.08 billion red envelopes sent so far for Chinese New Year, eight times more than last year…

Source: WeChat had more mobile transactions over just Chinese New Year than PayPal had during 2015 | The Drum

Comprehensive Read on Payments & Alternatives to Cash in 2016 (John Rampton)

The 2016 Mobile Payments State of the Industry Report, both U.S. and UK consumers are increasingly relying on their smartphones and tablets to search and buy products. In the U.S., using a mobile phone to access the Internet has gone from 65% in 2012 to 94% in 2015. In the UK, 58% now use their mobile phones to make online purchases with debit cards (51%), PayPal (49%), and credit card (34%). It may well be that cash will no longer be king in the not-so-distant future…

Source: Cash Alternatives in 2016 — Medium

Comprehensive Overview of what Google is doing in FinTech (Let’s Talk Payments)

As FinTech is firing up operations across industries, tech companies have started feeling the urge to get involved in order to take advantage of the innovation wave and maintain relevance. There’s no need to even mention that tech companies have a direct interest in FinTech as the last one has the potential to significantly cut costs and optimize operations. While traditional players in the financial industry are expected to get their hands into FinTech, big tech companies are usually not very vocal when it comes to revealing their FinTech “affairs.”

One of the examples of a dark horse in FinTech is Microsoft which has a wide range of initiatives in FinTech and has recently went far with blockchain...


Source: What Is Google Doing in FinTech? | Let’s Talk Payments

Great Assessment of the FinTech Funding Situation: Is VC The Right Money For Fintech? (TechCrunch)

Financial technology has never been a more exciting or innovative category — especially in New York City. Oddly, tech is not the driving force in many of these ventures. The Blockchain and…

Source: Is VC The Right Money For Fintech? | TechCrunch

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